The Complete MT5 White Label Guide 2025: Everything They Don't Tell You

Introduction: The MT5 White Label Minefield

Let me paint a picture. You Google "MT5 white label." You find 47 providers, all claiming to be the "#1 choice for forex brokers." They all quote $1,500-$3,000 per month. "Great," you think. "That's affordable."

Then you get on a sales call. Suddenly there's a $5,000 "setup fee." Then a $2,000 "integration fee." Then $1,000/month for "premium support." Then $500/month for "liquidity bridge." Before you know it, your $1,500/month white label is costing $8,000/month plus $10,000 upfront.

This guide is going to tell you exactly what an MT5 white labelactually costs, what you actually get, and which vendors are worth talking to. We're not going to be polite about it.

What Is MT5 White Label, Actually?

A MetaTrader 5 white label is essentially a rental agreement. A licensed MT5 server operator allocates you space on their infrastructure, applies your branding (logo, company name, colors), and lets you operate under your own brand name. Your clients see "YourBroker-MT5" as the server—never the actual provider's name.

What You're Actually Renting

When you get an MT5 white label, you typically receive:

• Server allocation – Your "group" on a shared MT5 server
• Branding rights – Your logo in terminal, installers, emails
• Admin access – MT5 Manager terminal for back-office operations
• Symbol configuration – Ability to set your own spreads, swaps, margins
• Web terminal – Browser-based trading on your domain
• Data feeds – Price quotes (from somewhere)

What You're NOT Getting

A white label is not a full MT5 license. You don't get:

• Server ownership – You're on shared infrastructure
• MetaQuotes relationship – The provider handles all MetaQuotes communication
• Full configuration control – Many settings are locked by provider
• Direct API access – Usually proxied through provider's infrastructure
• Data portability – Moving to another provider is painful

This is fine for most brokers. If you have fewer than 5,000 active accounts, a white label is almost certainly the right choice. Just understand what you're buying.

MT5 Licensing Options

Let's break down your actual options for getting MT5 access. There are three paths, and only one makes sense for 95% of brokers.

Option 1: Full MetaQuotes License

You go directly to MetaQuotes, get approved, sign their contract, and operate your own MT5 server infrastructure. Sounds prestigious.

Who should do this: Brokers with 10,000+ active accounts, or those in jurisdictions that specifically require a direct MetaQuotes license. Everyone else: pass.

Option 2: White Label (Provider)

You work with a company that already has a MetaQuotes license. They give you a branded slice of their infrastructure.

Who should do this: 95% of forex brokers. Seriously. The cost difference is 5-10x, and you can always migrate to a full license later if you outgrow the white label.

Option 3: Sub-White-Label (Reseller)

Some "providers" are actually reselling someone else's white label at a markup. You're the white label of a white label.

Problems: Limited support, slower issue resolution, unknown infrastructure quality, and the original provider can cut off your reseller at any time.

How to identify: Ask for their MetaQuotes licensing certificate. If they deflect or can't produce it, they're a reseller.

The Real Costs: What You'll Actually Pay

Time to get specific. Here's what a legitimate MT5 white label actually costs when you add up all the line items.

The "Advertised" Price

Most providers advertise something like:

• "MT5 White Label from $1,500/month"
• "Zero setup fees!"
• "All-inclusive package!"

This is technically not a lie. It's just missing about 80% of the actual costs.

The "After You Sign" Price

Here's what you'll actually find in the invoice:

That "$1,500/month" white label is actually $4,200/month plus $7,500 upfront. Congratulations, you've discovered the forex technology pricing model.

What Fair Pricing Actually Looks Like

Some providers—including us—bundle everything into transparent pricing:

What You Actually Get in a White Label

Let's break down the components of an MT5 white label package and what actually matters.

1. Trading Platform Access

Your clients get the standard MetaTrader 5 experience:

• Desktop Terminal – Full MT5 for Windows, with your branding
• Web Terminal – Browser-based trading on your domain
• Mobile Apps – Standard MT5 iOS/Android apps (your logo in About section)
• Multi-Account Manager – For traders managing multiple accounts

What to ask: Is the web terminal on YOUR domain (broker.com/trading) or on theirs (trading.provider.com/broker)? The latter looks unprofessional.

2. Manager Terminal

You get MT5 Manager—the back-office application for:

• Creating and managing client accounts
• Processing deposits and withdrawals
• Monitoring open positions and risk
• Configuring symbols, spreads, and margins
• Generating reports

Warning: Some providers limit Manager access. Ask if ALL features are available or if certain functions are "admin only."

3. Branding

Standard white label branding includes:

• Your logo in terminal header
• Your company name as server name
• Custom installer splash screens
• Branded email templates

What's usually extra: Custom domain web terminal, branded mobile apps in app stores, custom color schemes beyond basic.

4. Symbol Configuration

You should have full control over:

• Spread markup – Add your commission on top of raw spreads
• Swap rates – Set overnight financing charges
• Leverage/margin – Configure risk parameters per symbol
• Trading sessions – Control when each symbol is tradeable
• Execution mode – Instant vs. market execution

Red flag: If a provider says you can't modify spreads or must use their "optimized" settings, run. That's not a white label—that's a franchise.

5. API Access

For CRM integration and automation, you need:

• Manager API – For account management, balance operations
• Web API – For client portal integration
• Gateway API – For liquidity bridge connection

Important: Ask if API access is direct or proxied. Proxied APIs add latency and create a single point of failure.

Choosing a Provider: What Actually Matters

There are 50+ "MT5 white label providers" on the market. Maybe 10 are worth talking to. Here's how to tell the difference.

Red Flags

• "Contact us for pricing" – Translation: "Our pricing is embarrassing"
• No clear service level agreement – What uptime do they guarantee?
• Can't provide MetaQuotes certificate – They're a reseller
• Separate charges for everything – Death by line items
• Unusually cheap – $500/month means shared servers with 50 other brokers
• "We're the biggest" – Size means nothing if support is bad

Green Flags

• Transparent pricing on website – Nothing to hide
• Bundled everything – One price, all features
• Clear setup timeline – "48 hours" is achievable, "same day" is suspicious
• References available – Willing to connect you with existing clients
• Technical team accessible – You can talk to engineers, not just sales
• Exit strategy documented – How do you migrate away if needed?

Questions to Ask Every Provider

1. What's the total monthly cost after all add-ons?
2. What's the total setup cost including integration?
3. Do you have a MetaQuotes license? Can I see it?
4. Where are your servers located? (Equinix LD4/NY4 is ideal)
5. What's your uptime SLA? What happens if you miss it?
6. How do I migrate away if I outgrow the white label?
7. Can I talk to an existing client of similar size?

The Setup Process: What to Expect

Here's what a legitimate MT5 white label setup looks like, step by step.

Week 1: Onboarding

• Day 1-2: Contract signing, payment, onboarding call
• Day 2-3: Brand assets collection (logos, colors, legal name)
• Day 3-4: Server allocation and initial configuration
• Day 4-5: Manager terminal credentials issued

Week 2: Configuration

• Day 6-8: Symbol configuration (spreads, swaps, margins)
• Day 8-10: Branding application (terminals, web, installers)
• Day 10-12: CRM integration and API testing
• Day 12-14: Liquidity bridge connection and testing

Week 3+: Go Live

• Day 14: Final testing and signoff
• Day 14-15: Staff training on Manager terminal
• Day 15+: Production launch

Reality check: If your provider is competent and you're responsive, you can go live in 2 weeks. If either party drops the ball, add 2-4 weeks.

Common Traps to Avoid

Learn from others' expensive mistakes.

Trap #1: The "Per Account" Surprise

Some providers quote a low base fee but charge $3-5 per active account per month. At 1,000 accounts, that's $3,000-$5,000 extra—on top of everything else.

Ask upfront: "Are there ANY per-account fees?"

Trap #2: The Liquidity Lock-In

Provider requires you to use THEIR liquidity, with their markup. You can't connect your own LPs. You're locked into their pricing forever.

Ask upfront: "Can I connect my own liquidity providers?"

Trap #3: The Long-Term Contract

24-month minimum contract with massive early termination fees. If the service is bad or your business changes, you're stuck.

Ask upfront: "What's the minimum contract term? What's the exit penalty?"

Trap #4: The "Basic" Package

The advertised price is for a "basic" package with 10 symbols, no crypto, and limited support hours. Anything useful is "premium."

Ask upfront: "What exactly is included in the base price?"

MT4 vs MT5: Why MT5 Is the Only Choice

Some providers still offer MT4 white labels. Don't take them.

The MT4 Problem

• No new licenses: MetaQuotes stopped issuing new MT4 licenses in 2022
• Limited development: MT4 receives security patches only, no new features
• Hedging only: MT4 doesn't support netting mode (required by some regulators)
• Fewer timeframes: 9 vs MT5's 21
• No exchange trading: MT5 supports stocks and exchange instruments

Why MT5 Wins

• 21 timeframes (vs 9)
• 38 technical indicators (vs 30)
• More order types (including Exchange execution)
• Economic calendar built-in
• Better strategy tester with multi-threaded optimization
• Netting AND hedging modes supported

The only reason to take an MT4 white label is if your existing clients specifically demand it. For new brokers, MT5 is the only answer.

Mobile Apps: When They're Worth It

Everyone asks about branded mobile apps. Here's the truth.

What "Branded Mobile Apps" Actually Means

Instead of your clients downloading the generic "MetaTrader 5" app from the App Store, they download "YourBroker" app. It's the same MT5 inside, just with your name and icon.

The Real Costs

• Development: $5,000 - $15,000 one-time
• App Store fees: $99/year (Apple) + $25 one-time (Google)
• Maintenance: $500 - $2,000/month for updates and compliance
• Timeline: 4-8 weeks for initial submission and approval

When It's Worth It

Branded apps make sense when:

• You have 5,000+ active mobile traders
• Brand consistency is critical for your market
• Regulatory requirement (rare)
• You're B2B white-labeling to other brokers

For most brokers starting out, the standard MT5 app is fine. Clients can find your server by name. Save the $15,000+ for marketing.

Frequently Asked Questions

Conclusion: The Smart Approach

Getting an MT5 white label should not be complicated. It should not be expensive. And it absolutely should not involve "surprise" fees after you sign the contract.

Here's the smart approach:

1. Get all-in pricing upfront. Not "starting from"—the actual total.
2. Verify the MetaQuotes license. Don't be a white label of a white label.
3. Check server locations. LD4 or NY4 for best performance.
4. Confirm CRM integration. Native API, not third-party bridges.
5. Negotiate short-term contracts. 12 months max, 6 months preferred.
6. Skip branded mobile apps initially. Standard MT5 app works fine.

At FxTrusts, we provide MT5 white labels with transparent pricing, no setup fees, and everything bundled. We handle the MetaQuotes relationship, the infrastructure, and the integration—so you can focus on building your brokerage.

That's what a real MT5 white label should look like. Now you know what to expect—and what to avoid.